When someone sustains a serious personal injury – such as in a Miami car accident or other incident – often the last thing on their mind is cost. In the initial worry, the main concern is — and should be — getting medical help. However, Miami personal injuries can be very expensive, in part because the city itself can be expensive. It is important to consider cost shortly after your injury – and before you determine whether to accept an insurance claim or whether to seek legal recourse. There are many costs related to your Miami slip and fall accident, motorcycle accident, or other injury at you may not have considered:
1) Medical costs. While you may be worried about initial medical costs, which can be substantial, you also need to consider long-term care and costs. If you have sustained a serious injury, these costs can be very substantial. For example, a Miami spinal cord injury patient can expect to spend $100,000 or more in the initial year of treatment alone. If you have sustained a permanent injury, you may require a lifetime of medical care, medication, rehabilitation, and other costs.
2) Secondary medical costs. In addition to hospital bills and doctors’ bills, there are many secondary costs that can be associated with your injury. For example, you may need to pay for special medical devices that can make your home and car accessible to you if you have sustained a severe injury. You may need to install grab bars in your bathroom and a special ramp in your home, for example. In addition, you may require medical procedures which are not covered by insurance at all. For example, many Miami burn injury patients require cosmetic surgery in order to allow them to resume a normal life. You may need rehabilitation expenses or you may have counseling expenses as well.
3) Property damage. If you have been in a Miami truck accident or other serious accident, you may need to replace your car, any possessions you had in your car, and any other property that was damaged in the crash. This alone can cost you tens of thousands of dollars.
4) Lost income. If you are injured and cannot work, you will need to replace the income that you would have earned had you not been injured. If it takes you months or years to recover, this can easily add up to tens of thousands of dollars or even hundreds of thousands of dollars. If you are permanently injured, your lost income could tally up to more than a million dollars.
5) Transportation costs. You may need to replace your car, or you may be too injured to drive and they need to pay for a cab driver to take you to appointments with your attorney, doctor, and specialists. These transportation costs can easily add up.
6) Regular costs. In addition to the costs of your personal injury, you will generally have your usual expenses, such as groceries, car payments, mortgage payments, housing costs, and miscellaneous living costs. Since Miami can be an expensive city, these costs can be substantial. If you are unable to work, especially, paying for these costs can be problematic.
Due to the high cost of Miami personal injury cases, it is important for anyone who has sustained a serious personal injury in Miami to seek the help of a qualified personal injury attorney. If you have sustained a personal injury, contact the Flaxman Law Group for a free, no obligation consultation. Your free consultation is the ideal place to learn about the true costs of your injury, your legal options, and your rights. It could be one of the best things you do to safeguard your financial future.