If you have suffered a fire in your home, an injury on your property or have been injured in a car accident, you may need to deal with your insurance carrier. This can be daunting for most people, especially those who don’t have a background in insurance law, which is quite complex.
When you are paying for insurance or trying to sign up with a new insurance company, an insurance agent may be very helpful. However, once you need to make a claim, the process may change. Keep in mind that insurance companies make money by taking your premiums every month and by paying out to the least amount possible. The larger the profit margins, the happier their shareholders are and ultimately insurance companies are beholden to their shareholders.
Even if you have excellent insurance and pay your premiums faithfully, it is not unusual to run into problems with insurance companies once you have to file a claim. The problems can take several forms. An insurance company may deny your claim, even if you believe you are covered. They may also try to drag their feet on a claim or make it difficult for you to get compensation. Another common issue is that you may get less than you expected for your claim.
By law, insurance carriers are obligated to act fairly with you. If they act in bad faith, they can be held liable. Fortunately, there are many things you can do, whether an insurance company is acting in bad faith or simply not providing you the service and benefits5 you need.
Working with an Attorney in Miami Lakes
One of the best things you can do is to contact an insurance attorney in Miami Lakes. A personal injury attorney or insurance law attorney can review your policy and can help you understand what is and isn’t covered. Your attorney can also handle all the details of the claims process, including submitting the evidence of your claim. This is very important, since experienced attorneys understand exactly what insurance companies need to see to honor your claim and to give you maximum benefits. Attorneys also aren’t afraid to negotiate for the fairest settlement possible. Since they understand insurance law, they know all the tactics needed to pursue the best claim possible for you.
Some attorneys have an added advantage. For example, the founding partner of Flaxman Law Group worked for ten years in the insurance industry and understands insurance law from the insured’s perspective. He can use this insider knowledge when handling your claim, ensuring you get an expert who understands the law from both sides of the courtroom.
If you’re having a problem getting the fair compensation you deserve or if you have a large compensation claim to make and are concerned about how your insurance company will treat you, contact Flaxman Law Group at 1-866-352-9626 (1-866-FLAXMAN) for a free consultation and a personalized plan for addressing your concerns.