Your roof is essential to your home’s structural integrity. It keeps out pests and rain, and helps protect your entire house from water damage and the weather. If there’s a problem with the roof, you might not notice right away, and this can cause extensive property damage to your home.
In some cases, weather damage can blow a roof or shingles off the roof or cause structural damage to the roof itself. Some willful or neglectful actions on the part of neighbors or workers in your neighborhood can cause damage, too. If your neighbor is having their property fixed and a crane from the work crew crashes into your roof, for example, you may need extensive repairs.
Is My Roof Covered?
Many types of roof damage are covered by your homeowner’s insurance policy. This can make homeowners feel that if their roof is damaged, they do not need to contact a property damage attorney. After all, they assume, their insurer will handle it. The legal team at Flaxman Law Group has worked with many homeowners who have encountered many types of problems when trying to make a claim:
- Some claims are denied
- After a weather event, there may be long delays in getting through to insurers
- Some insurers may make a lowball offer that doesn’t cover all the damage
- Homeowners may be unsure about an insurance evaluation and may not be certain how much their property damage is worth—or where to turn for help
- Roof damage may have been caused by poor construction work, and homeowners in this situation will sometimes get the run-around from builders and their insurers
All these situations are a good reason to contact a property damage attorney who can help you seek fair compensation so you don’t have to pay for expensive roof repairs out of pocket.
Another reason to contact an attorney is because there may be more than one thing happening with roof damage, and you may have a third-party claim. For example, if weather damaged your roof, an investigation may show that poor workmanship is what allowed the roof damage to happen. An attorney can thoroughly examine all the facts of the case so you can make the appropriate legal claim, if you qualify. The goal of your attorney is to get you fair financial recovery, so your property damage does not cause you undue financial distress.
Who Can I Call?
If you have suffered roof damage to your home, start by making sure the property is still safe for you to remain in. Take photos of the damage from as many angles as you can, but do not get up on the roof. You can injure yourself or cause further damage to the roof, which can complicate your claim.
You may wish to make a claim with your homeowner’s policy. Before you file a claim, however, you may want a free accident consultation with an attorney. An attorney may be able to help with the insurance process and may be able to help you understand the value of your claim, so you’re in an empowered position when evaluating insurance offers.
If you need to speak to an attorney, you can always call Flaxman Law Group at 866-352-9626 or contact us online to schedule a free accident consultation.