After a big disaster, it is quite common for everyone in the immediate area to have their lives permanently affected. Whether the disaster is a big fire, storm, or natural disaster, massive damage and multiple claimants involved can also complicate the insurance process.
If your home and property have been damaged in this type of incident, your very first priority will be to get to safety and to get any emergency medical help you need. You will also want to contact your insurer as quickly as possible to start the claims process. In addition, be sure to keep records and receipts of everything possible. This may mean taking photos of the damage, making an itemized list of all the damage, writing down the details of the incident which caused the damage, keeping receipts for hotels and every other expense you have incurred. Do not throw away any damaged property.