If you have suffered a fire in your home, an injury on your property or have been injured in a car accident, you may need to deal with your insurance carrier. This can be daunting for most people, especially those who don’t have a background in insurance law, which is quite complex.
When you are paying for insurance or trying to sign up with a new insurance company, an insurance agent may be very helpful. However, once you need to make a claim, the process may change. Keep in mind that insurance companies make money by taking your premiums every month and by paying out to the least amount possible. The larger the profit margins, the happier their shareholders are and ultimately insurance companies are beholden to their shareholders. Continue reading →