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Do you know how you would deal with an unexpected medical expense? In Hollywood and South Florida, an emergency hospital stay can cost you tens of thousands of dollars or even hundreds of thousands of dollars. A serious, permanent injury such as a back injury or head injury can cost $100,000 of medical expenses alone in the first year. Subsequent years can cost even more. And these costs do not take into consideration the at-home care, medications, outpatient care, and all the other care that you may need if you have suffered a severe injury.

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Unexpected medical expenses are one of the leading causes of personal bankruptcy in Hollywood, South Florida and across the country. This is because even with medical insurance, car insurance, and other forms of coverage many people are unprepared for the sheer cost of medical care and other expenses resulting from a serious injury. Unless you are independently wealthy, you may not be able to come up with the tens of thousands or hundreds of thousands of dollars needed to replace lost income and pay for all the expenses of a serious medical condition. This situation can be even more dire if you do not have medical coverage or if you have inadequate coverage.

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Workplace injuries in Homestead are unfortunately all too common. If you are injured at a traditional job, you are usually covered by workers’ compensation coverage. In addition, you may have a civil claim against the employer if the company was negligent1398441496zh29r in providing you with a safe workplace.

Increasingly, however, people are choosing work-at-home agreements or freelance work to supplement traditional work or even instead of traditional jobs. These more flexible jobs provide plenty of freedom, but they do come with some risks. One of those risks is that there are fewer benefits and protections offered. If you work at home as an independent contractor or freelancer, you may find that you have fewer protections if you are injured on the job.

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