Many people involved in a trucking collision in Miami or another community expect that they will be able to get help from their insurance provider. After all, motorists pay their insurance premiums precisely so that they can enjoy help if they are ever in a motor vehicle collision. Unfortunately, due to the complexity and high costs of trucking accidents, insurance problems are not uncommon after a crash involving a tractor trailer or big rig. The most common insurance problems include:
1) “I can’t get an insurance offer.”
If you cannot complete a claim because your insurance carrier claims that you are not covered or because there are delays in the process, you will want to get legal advice. You may have an insurance dispute and an attorney can help you explore your options. You will also want to contact an attorney if you are accused of causing an accident you did not cause.
2) “How can I tell my insurance offer is fair?”
Even if you do get an insurance offer, it can be difficult to tell whether the offer will cover all of your costs. Insurance companies do sometimes pay out less than they can for a claim in order to keep shareholders happy and profits high. In some cases, insurance carriers may simply undervalue a claim. If you have been injured, though, it can be difficult to tell how much your medical bills, car repairs, and other expenses will cost. This is especially the case if your insurance carrier makes you an offer before you even have a full diagnosis of your injuries. Speaking to a personal injury attorney in Miami or your community can help in these cases. An attorney can explore how much your injuries may end up costing and usually will be able to understand how much an insurance carrier could pay in a specific case – an important advantage when negotiating for you.
3) “There is no transparency.”
Sometimes, it is difficult to get answers after a serious roadway accident. You may be accused of causing or contributing to a collision but may get few answers about any evidence against you. Or, you may find that you get no answers about what has caused a crash. The reality is that after a collision truck carriers and other potential liable parties act quickly to limit their liability. To get answers and to launch a legal claim if you qualify, you may want to speak to an attorney. An attorney can work with investigators and accident reconstruction experts to build a case for you and to get you the answers you seek.
4) “I don’t understand the insurance claims process.”
The insurance process can be intimidating. You may not know how a claim will affect your future rates or whether you should sign the paperwork your insurance company wants to bring to you. The investigation can be intimidating and the paperwork involved can be difficult to understand. A personal injury attorney usually has extensive experience with the insurance process and can represent you every step of the way so that the insurance process works in your favor as much as possible.
Would you like assistance after a serious traffic accident? Contact Flaxman Law Group at any time. The founder of our law firm has more than 10 years of experience in the insurance industry as well as more than 25 years of experience as a trial attorney. Our legal team has helped thousands of personal injury clients secure court wins and settlements in their cases, so you can rely on our background if you have answers about your case. Contact Flaxman Law Group today for a free consultation to discuss your options.