Identity theft is a serious issue which can impact your life and finances for years to come. Unfortunately, identity theft is relatively easy to perpetrate and is profitable, meaning there are many fraudsters out there. It can also be difficult to get compensation after falling victim, which is why you will want to speak to a Key Biscayne personal injury attorney if you have been affected.
What is Identity Theft?
This form of fraud refers to someone stealing your identity and using your name and information to access your accounts or to open new accounts in your name. Someone who has your name, address, credit card information, identifying details, and personal information could access your accounts and withdraw money or they could open a loan or credit card in your name and spend that money, leaving you responsible for paying the bill.
If you live in Key Biscayne, you could be targeted by someone in your area or halfway around the world. Worse, your private information can be sold online, which can mean multiple fraudsters target you.
Protect Yourself from Identity Theft in Key Biscayne
There are several things you will want to do to stay alert:
- Get familiar with common scams: Florida’s Chief Financial Officer website lists the most common scams. The Florida Department of Agriculture of and Consumer Services also has a website which lists scams. The news is another great resource to help you understand what scams are common in your area.
- Be careful where you share your personal information: With online shopping, especially, many stores now keep your credit card information and other information on file. If someone doesn’t need your credit card, don’t allow them to keep your information on file.
- Be careful online: Only shop and share personal information on secure sites which are encrypted. Shop through reputable retailers and use a good malware-detection program and VPN. Never shop when you’re on a public network.
- Check your accounts regularly: Check your bank accounts and credit card statements for any suspicious transactions. You can order one free copy yearly. Look for any unusual transactions and report them. At least once a year, order a copy of your credit report to ensure there are no accounts you didn’t open.
Seeking Legal Claims After Identity Theft in Key Biscayne
If you have been the victim of identity theft, you may have a criminal case the police will launch against the fraudster. You may also have a civil claim if someone was negligent with your financial data and allowed it to be stolen. If you have been victimized by identity fraud, contact Flaxman Law Group at 1-866-352-9626 (1-866-FLAXMAN) for a free consultation with a Key Biscayne personal injury attorney.