If you have been in a trucking collision in Homestead, Miami, or anywhere in South Florida, you need to think about your future. Due to the large size of trucks, being in this type of accident can lead to life-long head injuries, back injuries, and other life-altering damages.
Your first priority, of course, is to get medical help. Even if you don’t have any symptoms, get checked out in an emergency room or by a doctor as soon as possible. Some injuries, especially soft tissue injuries and head trauma, may not present symptoms right away even if your injuries are serious.
Your Financial Future
After you have taken care of medical health for yourself and anyone else at the scene, you need to think about your financial future. Your insurance company may cover part of your costs, but you need to consider how much your accident will really cost you.
You may wish to work with an experienced Homestead truck and car accident attorney to help you evaluate your likely costs. They may be higher than you expected and may include expenses such as:
- Medical costs: These can include doctor’s visits, hospital and emergency room stays, visits to specialists, medical costs, and other expenses. Don’t forget you may need to pay for medicine or medical costs such as wheelchairs or crutches.
- Car repair costs: Your car may need expensive repairs or you may even need to replace your vehicle.
- Personal property costs: Anything which was damaged in the collision, whether it’s your engagement ring, cell phone, laptop, or anything else may need to be repaired or replaced.
- Child care and personal service costs: While you are injured, you may need help at home to clean, care for your home, or care for your family. You may even need a nurse at home to help you.
- Future medical costs: The medical costs you pay after your collision are only part of the story. If you harm your back, you may need physical therapy or other services for the rest of your life. If you chip a tooth you will need your crown replaced every so often for the rest of your life. These expenses may happen a long time after the crash but they are still related costs.
- Lost wages: If you spend days, weeks, or longer not able to work you may lose considerable income.
- Expected future lost wages: A great deal can happen when you cannot work for a while due to your injury. You may lose business or your job or be passed over for promotions. Your injury may be permanent and not allow you to return to your usual duties, even as you recover. Your ability to earn an income can be affected for years or even permanently.
- Rehabilitation costs: Depending on your injuries, you may need to visit physiotherapists, counselors, or other rehabilitation professionals to get your life back. These professionals are expensive and may not be covered with your medical insurance.
- Transportation costs: While your car is in the shop you may need a taxi service or rental car to get around.
- Incidental costs: There are many unexpected costs which can arise after a collision. For example, you may need to install a ramp or grab-bar at a home or realize you need additional help or a special diet to get better.
There are also non-financial damages. If you have had your life turned upside-down by a truck collision which was caused by a negligent truck driver you may want to be compensated for the emotional upset and trauma.
Is your insurance company really going to automatically cover all these costs? In most cases, they will not. To find out how much your claim may really be worth and to discover how you can pursue fair compensation contact Flaxman Law Group at 1-866-352-9626 (1-866-FLAXMAN) for a free consultation with a Homestead trucking collision attorney.