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Property Damage In Your Home

Your home is likely one of your biggest assets, but it is vulnerable to many kinds of damage, from pests to natural disaster and more. You likely pay premiums on homeowners insurance so that you’re covered in case anything goes wrong, but after serious damage you may have questions about your insurance policy, may wonder if there are other ways to get damaged covered, or may run into problems dealing with your insurance provider. These are just a few reasons why Miami-Dade County homeowners contact Flaxman Law Group after serious property damage.


What Kinds of Property Damage Happen in Miami-Dade County?

Every property can suffer different kinds of damage, including:

  • Pest damage, including harm caused by termites, mice, and other infestations.
  • Faulty materials or construction or renovation work.
  • Wilful damage, including arson and damage from break and enter incidents or vandalism.
  • Mold.
  • Damage caused by natural disasters, such as winds, storms, flooding, and more.
  • Damage from smoke and fire.
  • Damage to the exterior of your home, including the roof, windows, siding, and more.
  • Harm to the interior of your home.
  • Damage to landscaping and exterior property, including garages, cars, boats, RVs, and anything else on your property.
  • Foundation damage.

Doesn’t Insurance Cover My Damages?

Many homeowners who experience property damage contact their insurers, fully confident their insurer will handle the problem. However, some homeowners face denied claims or other problems. In some cases, insurance companies claim a type of damage is not covered or delay the claims process.

You may want to look at your policy to see what is covered and how much you may be covered for. However, keep in mind that even if your property damage looks like it may be damaged, you could run into challenges. A common problem is that repairs for major property damage can run over budget and past schedule. If they do, you will generally already have accepted your insurance company’s assessment of the damage and it can be challenging to get additional compensation, which can mean you are responsible for the difference.

Major repairs on your home are complex, so if your home will need to be rebuilt after damage or will need significant work, you may want to speak to a property damage claims attorney. An attorney can evaluate the situation and seek fair recovery. They can find any liable third parties and tell you whether you may have a claim. They can also negotiate with insurers on your behalf, seeking a good outcome so more of your repairs are covered.

In addition to speaking to an attorney, you will want to get documentation about the damage. Keep any paperwork, including estimates, from contractors, and take photos of the damages and any repair work. Keep notes on when damages occurred and the progress of any work being done.

Contact a Property Damage Attorney

If your property in Southern Florida has sustained damage and you would like to speak to a property damage attorney, you can always contact Flaxman Law Group at 1-866-352-9626 (1-866-FLAXMAN) for a free accident consultation. Our team has more than 60 years of combined experience in Southern Florida and offices in Miami, Hollywood, and Homestead to serve you better. In an initial consultation, we can explain what we can do in your situation to help.

Client Reviews
Mr. Flaxman is highly skilled and very pleasant to work with. He communicated with me at every step in the process, and clearly presented information relating to my case. To anyone considering retaining his firm, I highly recommend him. Clara Barman
THE BEST. Honest, very knowledgeable, fast and easy. has helped me in numerous situations and has never failed me. Joe Gee
Charlie is a very skilled attorney that advocates hard for his clients. But the best part is he is an all around great guy. He cares about helping and doing what is right for people and his community. And he is not afraid to fight against those who do wrong or against threats to our world. He is fluent in Spanish as well. Do yourself a favor and call him. Andy
I had a lawyer on another case and I never spoke to the lawyer and I hated that I never knew what was going on in my case. Mr. Flaxman was in constant communication with me, explained everything to me, and his staff was really great too. My phone calls were always returned immediately. It was refreshing to be able to speak to my attorney personally. I would HIGHLY recommend Mr. Flaxman as an attorney to anyone who has been in an accident. Gloria
I found Mr. Flaxman to be an excellent attorney for my personal injury case. This is actually the second time I have used him and he really represented my interests. He explained everything thoroughly and he was very available for my questions. Carol
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