Published on:

Workplace Injury Considerations for the Self-Employed in Aventura

If you are injured in a workplace injury in Aventura in a traditional job where you get a W-2 slip at the end of the year, you are generally covered. Employers, even small businesses, are required to carry and pay for workers’ compensation insurance for all eligible full-time and part-time workers. If a worker is injured, this insurance pays for needed medical care and replaces some lost income.


However, a growing number of people are going to work for themselves. About 15 million Americans, according to the U.S. Bureau of Labor Statistics, are self-employed and while being your own boss has many benefits, it can complicate matters if you are injured at work.

Self-employed individuals and contractors are not covered by workers’ compensation insurance. This can mean injured persons may need to seek other options if they are injured during work duties.

Protecting Yourself as a Self-Employed Person in Aventura

If you are self-employed in Florida in a high-risk occupation such as construction, laws may require you to carry workers’ compensation insurance. Even if you work from home in a low-risk self-employment capacity, you may still want to seek workers’ compensation insurance from a provider, as well as robust medical insurance.

Workers’ compensation coverage can help you replace lost income and may cover some expenses your medical insurance does not. Together, they can provide a safety net and for many self-employed individuals the premiums may be tax-deductible. Speak with your financial advisor or tax accountant about the tax implications and details.

What To Do if You’re Injured on the Job in Aventura

If you are self-employed and injured on the job, it is useful to speak to an Aventura workplace injury claims attorney. While you may not have workers’ compensation coverage, you may have more options than you realize and an attorney can discuss whether any of them apply to you.

In some cases, injured contractors may have a claim against a liable party, which allows them to seek compensation for their injuries. Medical insurance and other coverage a worker has can cover some or all of the injuries. Some self-employed people belong to professional organizations which can help. In some cases, self-employed persons have been misclassified by their employer and are actually employees under the law, meaning they should have access to compensation.

Pursuing fair compensation is important if you are self-employed. Your injury may prevent you from working and earning the income you need to pay for bills. Without adequate compensation, you may need to use savings or even liquidate assets to pay for your injury, which could impact your financial wellbeing. If you have been injured, it is important to get medical help, secure documentation about your injury, and pursue all options for compensation.

If you have been injured at work, contact Flaxman Law Group at 1-866-352-9626 (1-866-FLAXMAN) for a free accident consultation. Our team has more than 60 years of combined experience and we have recovered tens of millions of dollars on behalf of thousands of injured plaintiffs. Our workplace injury attorney in Aventura can review your situation to determine whether you may have a potential claim.

Client Reviews
Mr. Flaxman is highly skilled and very pleasant to work with. He communicated with me at every step in the process, and clearly presented information relating to my case. To anyone considering retaining his firm, I highly recommend him. Clara Barman
THE BEST. Honest, very knowledgeable, fast and easy. has helped me in numerous situations and has never failed me. Joe Gee
Charlie is a very skilled attorney that advocates hard for his clients. But the best part is he is an all around great guy. He cares about helping and doing what is right for people and his community. And he is not afraid to fight against those who do wrong or against threats to our world. He is fluent in Spanish as well. Do yourself a favor and call him. Andy
I had a lawyer on another case and I never spoke to the lawyer and I hated that I never knew what was going on in my case. Mr. Flaxman was in constant communication with me, explained everything to me, and his staff was really great too. My phone calls were always returned immediately. It was refreshing to be able to speak to my attorney personally. I would HIGHLY recommend Mr. Flaxman as an attorney to anyone who has been in an accident. Gloria
I found Mr. Flaxman to be an excellent attorney for my personal injury case. This is actually the second time I have used him and he really represented my interests. He explained everything thoroughly and he was very available for my questions. Carol
Contact Information