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The Financial Realities of a Florida Personal Injury Case

If you have been seriously injured in an accident or due to someone’s recklessness or negligence, your financial life will be as affected as your physical body. While accidents and injuries can mean pain and suffering, they can also mean lost income, career problems, and high medical costs. Many Florida patients with severe injuries face tens of thousands of dollars and in some cases millions of dollars in medical costs, care, and other costs.

The truth is, many injuries are far more expensive than they initially appear. Florida burn injury patients, for example, may need therapy, rehabilitative care to recover a full range of motion, multiple skin grafts as well as other cosmetic procedures, pain management, and other forms of care. They may not be able to return to work for months or even years. Some will lose their jobs and will even need to rebuild their careers once they have recovered.

Florida spinal cord injury patients may face permanent injuries and may require millions of dollars for medical care, in-home nursing care, wheelchairs or hospital equipment for the home, treatment, medication, income replacement, and home renovation costs to make their homes accommodating to their new ability levels. Many spinal cord injury patients are never able to return to their regular lives or their jobs, which can mean nearly a lifetime of lost income as well as high medical costs.

While many of us have insurance to protect us from injuries in car accidents and other types of accidents, insurance does not cover all injuries. If you slip and fall in a store and sustain a serious brain injury, for example, you will likely need help from a Florida attorney because your car insurance and homeowners insurance will not cover the injury. In these cases, a Florida premises liability case may be an option.

Even if you are in a Florida car accident, however, it does not mean that all your costs are covered by your insurance carrier. With a long-term or permanent injury, especially, insurance carriers will generally pay for up-front costs, which can leave a victim with hundreds of thousands of dollars of costs to pay for themselves. In many cases, insurance companies will also not pay for all costs associated with an accident. For example, burn injury patients may find that insurance carriers do not want to pay for skin grafts and other surgeries, calling such procedures “cosmetic.” In these cases, a good Florida personal injury attorney can help negotiate with your insurance carrier and can provide advice.

Another factor that personal injury patients need to consider is time. For someone who has been injured, high medical costs and lost income occur at once but a case can take months or years to work its way through the courts. Even getting an insurance claim resolved can take a long time. If you have no source of income, it can be very challenging to wait for proceeds of settlement. A good Florida attorney has extensive experience with these types of financial pressures and can usually recommend a variety of solutions and options to help a victim resolve some of this financial pressure.


If you have been injured and are worried about the costs and damages of your injury, contact the compassionate and experienced legal team at the Flaxman Law Group for a free initial consultation to discuss your case. With offices in Miami, Homestead, and Hollywood, the Flaxman Law Group has helped thousands of personal injury victims across South Florida. Contact us today for a free consultation – before you sign away your rights.